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PayMongo Workflows Overview

Automating Your Business's Financial Operations

Updated today

For more information, please head on to our developer documentation at https://developers.paymongo.com/docs/workflows/

What it is: PayMongo Workflows is a no-code automation tool that lets you customize and automate how money moves across your accounts and systems. It’s like a smart assistant for your business finances, connecting your business logic directly to your financial operations without the need for manual work, spreadsheets, or complex code.

Business Case & Impact:

Workflows are designed to solve the complexities of money movement, allowing you to streamline your operations and scale with confidence.

  • Eliminate Manual Tasks: Say goodbye to manual reconciliation and transfers. You can automate complex money movements—like splitting payments, scheduling payouts, or triggering refunds—that used to require manual checks and cause delays.

  • Scale Your Platform: It is perfect for multi-party platforms and marketplaces. You can easily handle split payouts to sellers, manage merchant commissions, or hold funds in escrow automatically based on your business rules.

  • Launch Faster: Instead of waiting for a developer to redeploy code for a financial logic change, you can edit and launch new workflows quickly, speeding up your development cycles and enabling you to adapt faster to business needs.

  • Reduce Risk and Errors: By using pre-defined logic and an audit trail, Workflows significantly reduces the chances of failed disbursements, misrouted funds, or human error, giving you a secure and auditable system for all your financial actions.

In Action (Use Cases):

  • Marketplace Payouts: Automatically split payments to your sellers and delay their payouts until delivery is confirmed or a return period has ended.

  • Commission-Based Platforms: Instantly route a percentage of every transaction to agents, affiliates, or partners.

  • Supplier/Vendor Payments: Set up recurring or batched payouts (e.g., weekly supplier payments) that are triggered by calendar events or when a balance threshold is reached.

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