All Collections
What are the transaction fees, rates, and charges?
What are the transaction fees, rates, and charges?
Pam avatar
Written by Pam
Updated over a week ago

We want to make it as easy as possible for businesses to get started with the PayMongo platform! We do not charge any set-up fees or monthly fees to use our service.

We only go by a per-transaction rate with the following:

Card payments

Straight Visa/Mastercard Card Payments: 3.5% + ₱15

Card Installments via Security Bank, AUB, and Landbank:

  • 3 months - 4%

  • 6 months - 6%

  • 12 months - 12%

All payments from non-Philippine issued cards will be charged an additional 1% cross-border fee. In the dashboard, we will be adding clear indicators as to the origin of the payment and, if any, the corresponding cross-border fee associated with it.

Buy Now, Pay Later

BillEase: 1.5%


GCash: 2.5%

GrabPay: 2.2%

Maya: 2%

Online Banking

BPI: 0.8% or ₱15

UBP: 0.8% or ₱15

Over-the-counter and

Over-the-counter and 1.5%

You will only get charged when you make a successful transaction with us.
Check out our pricing page for the pricing calculator.

Did this answer your question?