Each payment method has a maximum amount that could be processed per transaction.


The upper limits are as follows:

Cards and Atome: less than ₱ 10,000,000.00

E-wallets: up to ₱ 100,000.00

Online Banking via UBP: up to ₱ 100,000.00

Online Banking via BPI: up to ₱50,000.00*

OTC: up to ₱ 20,000.00

*For BPI Online Banking, you may change your transaction limit by following the instructions here.


All payment methods have a ₱ 100 minimum transaction amount. Except for Installments, which have a minimum transaction amount of ₱ 3,000, a standard across all issuing banks.

Transactions outside of these ranges cannot be processed by PayMongo.

Note that there are no minimum number of transactions that you should have with your customers daily.

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