Merchants selling transferrable vouchers or digital goods (load, e-coupons included)

E-wallet top-up or cash-in platforms

NGOs or donation platforms

Loyalty and rewards programs

Deal sites (businesses that sell vouchers, gift cards, e-Coupon purchases)

Loans or credit card payment

Government organizations accepting contributions

Travel and tour agencies

Direct marketing services (travel-related arrangement services, outbound and inbound telemarketing)

Gambling and betting services, lottery ticket sellers, casinos, off-track betting and wagers

Cigar stores and stands

Dating services

Non-financial institutions (foreign currency, non-fiat currency (cryptocurrency), account funding, traveler cheques and debt repayment)

Wire or money transfers and money orders